Medicare Supplement
Medicare Supplement (Medigap) policies are sold by private companies and help pay some of the health care costs that Original Medicare doesn't cover such as copayments, coinsurance, and deductibles.
Trusted advice for nearly 20 years
When it comes to Medicare and health insurance we know that fully understanding your choices can be overwhelming. You could make choices that bring consequences that you didn't fully understand. You may overpay for coverage. Why not get our help to avoid that? We will help you by giving you a thorough explanation of the programs, answering your questions, listening to your concerns and only after that making recommendations that will suit your needs. We promise you will learn a lot and be glad you came to us for help!
Shop Prices and Self-Enroll in Insurance Plans
We definitely recommend visiting with us first before you make your choice and we'll be happy to guide you and take care of your enrollment for you. It doesn't cost you anything. But if you are a do-it yourself person and already know what you are looking for you can check plans and prices and even securely self-enroll by clicking on the buttons below. The prices are the same on our website as on the company websites or Medicare.gov or Healthcare.gov. If you enroll at those other places however you will be on your own navigating your coverage. Do you really want to deal with the bureaucracy alone?? Be prepared for frustrating customer service, possibly expensive mistakes and missed benefits. It will go much better for you if you enroll through our website instead of those other options because then you will have our services available to you after enrollment. You will definitely want to have our help here locally since there will be many times when you have claims issues, need to check coverage or provider options, or get correspondence you don't understand. And you'll be supporting local business right here in Grand Island. Choose from Medicare Advantage/Part D, Medicare Supplement, and ACA(Obamacare) plans below. (For Medica or Blue Cross Medicare Advantage plans and Medicare supplements we do not currently have self-enrollment options. Please call for enrollment assistance.)
Got Questions?
We're happy to provide much helpful information below. We don't charge you any fees for our advice so why wouldn't you work with us as local independent agents to obtain your coverage? We'll do our best to care for you year after year as things change. And when you have questions about claims or other mail you're getting that you don't understand you'll be glad that you have us to call for help!
Medicare Advantage
Medicare Advantage plans are health care options that are part of the Medicare program. Coverage may include Medicare Part D prescription drug coverage as well as hospital, doctor, skilled nursing, and other medical services. Medicare Advantage plans may include additional benefits not covered under Original Medicare.
Medicare Part D
Medicare Part D is the federal government's prescription drug program that covers both brand-name and generic prescription drugs at participating pharmacies in your area.
ACA/Obamacare Health Insurance Plans
Most everyone needs medical care eventually. You may qualify for tax credits that can help you afford coverage that can limit your costs if you were to receive very high medical bills. These plans also provide preventative health care typically for $0 cost to you. Your premiums are the same whether you try to do it yourself or you get our help as your agents. So why not use us to help you with your enrollment? Then you can come to us for help because you'll definitely want that at some point.
Critical Illness
If you are diagnosed with a covered illness like cancer, heart attack or stroke, critical illness insurance typically pays a lump sum directly to you. These plans are very affordable and you can use the funds however you choose such as, to pay for your share of medical bills, costly prescriptions, alternative treatments not covered by insurance or lost wages. Shouldn't you consider adding this to your coverage today?
Long Term Care Solutions
Medicare does not cover custodial nursing care which many people end up needing and can be very expensive. So your protection planning is not complete without considering long term care costs. Did you work hard and scrimp and save your whole life just to see it go towards nursing care you may need at life's end? Or was it to create and leave a legacy for your family? Do you really want the state to take your savings, leave you with next to nothing and be making the decisions about the care they will provide for you? Or would you prefer to choose where and how you receive care while maintaining access to some of your savings? There are very affordable solutions available, sometimes just by reallocating existing assets. We should really talk about that, don't you think?
Dental Insurance
Dental care is an important part of our well being but many do not go to the dentist often enough due to lack of coverage. Wouldn't you like to see affordable options to reduce your out of pocket costs?
WHY WOULD YOU WANT TO OVERPAY FOR YOUR HEALTH CARE NEEDS?
You very well may be! Likely because you never got good help from an experienced professional who really cares and can help you understand and compare the pros and cons of many different choices. Isn't that what you really want? Go ahead and click the button...you won't regret it! :)
WHY US?
Central Nebraska's trusted choice!
We are licensed to help any resident of Nebraska, Iowa, Kansas and South Dakota but have a special focus on Grand Island, Hastings, Kearney and the surrounding areas. Not coming to Grand Island soon? That's OK! We come to your area on a regular basis or we can also meet by Zoom if you wish! We are your local agents for plans with United Healthcare, Aetna, Wellcare, Medica, Wellcare, Mutual of Omaha, Ambetter, Humana and many others. We are also independent agents for Blue Cross Blue Shield of Nebraska but their coverage is only available to Nebraska residents.
HAVE A QUESTION?